Business Insurance Advice and Guidance
Our business insurance advice hub contains useful guides and resources on the different types of commercial insurance, as well as industry-specific resources, to help you navigate the various questions you might have regarding your business and its insurance needs.
Featured

Business underinsurance - the risks and how to avoid them
Underinsurance can occur in any area of insurance, whether personal or commercial. Here, we explore the risks of business underinsurance and what you should do to avoid the consequences.
Commercial insurance resources

What is credit insurance and how does it work?
Laurence Hill explains what credit insurance is and how it can protect your business against a range of risks.

What is in a standard Commercial Combined insurance policy?
Our guide covers the definition of commercial combined insurance, what is covered within these policies and the risks of not having cover in place.

What is directors and officers insurance?
We answer your key questions about directors and officers (D&O) insurance.

Group life insurance | Your questions answered
Group life insurance policies (also known as death in service) are provided by an employer for members of staff. Here, we look at how it works and how it can support existing employee financial wellbeing programmes.

Why is intellectual property insurance essential for your business?
What is intellectual property and how can IP insurance help me protect my rights?

A beginner's guide to key person insurance
A guide to key person insurance, what it covers and how it can benefit your business.

Common mistakes when making a business insurance claim
Underinsurance is often just one of many factors that can lead to business insurance claims being delayed, partially paid or declined altogether. To help you minimise losses, we identify mistakes often made before and during the claims process.
Errors and omissions and professional indemnity

What is credit insurance and how does it work?
Laurence Hill explains what credit insurance is and how it can protect your business against a range of risks.

What is in a standard Commercial Combined insurance policy?
Our guide covers the definition of commercial combined insurance, what is covered within these policies and the risks of not having cover in place.

What is directors and officers insurance?
We answer your key questions about directors and officers (D&O) insurance.

Group life insurance | Your questions answered
Group life insurance policies (also known as death in service) are provided by an employer for members of staff. Here, we look at how it works and how it can support existing employee financial wellbeing programmes.

Why is intellectual property insurance essential for your business?
What is intellectual property and how can IP insurance help me protect my rights?

A beginner's guide to key person insurance
A guide to key person insurance, what it covers and how it can benefit your business.

Common mistakes when making a business insurance claim
Underinsurance is often just one of many factors that can lead to business insurance claims being delayed, partially paid or declined altogether. To help you minimise losses, we identify mistakes often made before and during the claims process.
Business continuity

What is credit insurance and how does it work?
Laurence Hill explains what credit insurance is and how it can protect your business against a range of risks.

What is in a standard Commercial Combined insurance policy?
Our guide covers the definition of commercial combined insurance, what is covered within these policies and the risks of not having cover in place.

What is directors and officers insurance?
We answer your key questions about directors and officers (D&O) insurance.

Group life insurance | Your questions answered
Group life insurance policies (also known as death in service) are provided by an employer for members of staff. Here, we look at how it works and how it can support existing employee financial wellbeing programmes.

Why is intellectual property insurance essential for your business?
What is intellectual property and how can IP insurance help me protect my rights?

A beginner's guide to key person insurance
A guide to key person insurance, what it covers and how it can benefit your business.

Common mistakes when making a business insurance claim
Underinsurance is often just one of many factors that can lead to business insurance claims being delayed, partially paid or declined altogether. To help you minimise losses, we identify mistakes often made before and during the claims process.
Industry specific resources
Insurance is vital regardless of the industry you operate in. However, some industries require specific types of cover due to their unique risks. Policies are created to address particular sectors, industries or job types such as therapists, teachers, or games developers. Our guides are aimed to help those that work in very specific industries.
- What is credit insurance and how does it work?
- What is in a standard Commercial Combined insurance policy?
- What is directors and officers insurance?
- Group life insurance | Your questions answered
- Why is intellectual property insurance essential for your business?
- A beginner's guide to key person insurance
- Common mistakes when making a business insurance claim
Business practices and processes

What is credit insurance and how does it work?
Laurence Hill explains what credit insurance is and how it can protect your business against a range of risks.

What is in a standard Commercial Combined insurance policy?
Our guide covers the definition of commercial combined insurance, what is covered within these policies and the risks of not having cover in place.

What is directors and officers insurance?
We answer your key questions about directors and officers (D&O) insurance.

Group life insurance | Your questions answered
Group life insurance policies (also known as death in service) are provided by an employer for members of staff. Here, we look at how it works and how it can support existing employee financial wellbeing programmes.

Why is intellectual property insurance essential for your business?
What is intellectual property and how can IP insurance help me protect my rights?

A beginner's guide to key person insurance
A guide to key person insurance, what it covers and how it can benefit your business.

Common mistakes when making a business insurance claim
Underinsurance is often just one of many factors that can lead to business insurance claims being delayed, partially paid or declined altogether. To help you minimise losses, we identify mistakes often made before and during the claims process.
Cyber risk resources

What is credit insurance and how does it work?
Laurence Hill explains what credit insurance is and how it can protect your business against a range of risks.

What is in a standard Commercial Combined insurance policy?
Our guide covers the definition of commercial combined insurance, what is covered within these policies and the risks of not having cover in place.

What is directors and officers insurance?
We answer your key questions about directors and officers (D&O) insurance.

Group life insurance | Your questions answered
Group life insurance policies (also known as death in service) are provided by an employer for members of staff. Here, we look at how it works and how it can support existing employee financial wellbeing programmes.

Why is intellectual property insurance essential for your business?
What is intellectual property and how can IP insurance help me protect my rights?

A beginner's guide to key person insurance
A guide to key person insurance, what it covers and how it can benefit your business.

Common mistakes when making a business insurance claim
Underinsurance is often just one of many factors that can lead to business insurance claims being delayed, partially paid or declined altogether. To help you minimise losses, we identify mistakes often made before and during the claims process.
Resources for the agriculture and farming industry

What is credit insurance and how does it work?
Laurence Hill explains what credit insurance is and how it can protect your business against a range of risks.

What is in a standard Commercial Combined insurance policy?
Our guide covers the definition of commercial combined insurance, what is covered within these policies and the risks of not having cover in place.

What is directors and officers insurance?
We answer your key questions about directors and officers (D&O) insurance.

Group life insurance | Your questions answered
Group life insurance policies (also known as death in service) are provided by an employer for members of staff. Here, we look at how it works and how it can support existing employee financial wellbeing programmes.

Why is intellectual property insurance essential for your business?
What is intellectual property and how can IP insurance help me protect my rights?

A beginner's guide to key person insurance
A guide to key person insurance, what it covers and how it can benefit your business.

Common mistakes when making a business insurance claim
Underinsurance is often just one of many factors that can lead to business insurance claims being delayed, partially paid or declined altogether. To help you minimise losses, we identify mistakes often made before and during the claims process.
Farm risks, management and maintenance
Running a farm is a complex business that requires round-the-clock commitment. Our resources, guides, insights, and articles cover a range of farming topics connected to insurance and are aimed at helping you find the information you need, when you need it.
- What is credit insurance and how does it work?
- What is in a standard Commercial Combined insurance policy?
- What is directors and officers insurance?
- Group life insurance | Your questions answered
- Why is intellectual property insurance essential for your business?
- A beginner's guide to key person insurance
- Common mistakes when making a business insurance claim
Farming and business

What is credit insurance and how does it work?
Laurence Hill explains what credit insurance is and how it can protect your business against a range of risks.

What is in a standard Commercial Combined insurance policy?
Our guide covers the definition of commercial combined insurance, what is covered within these policies and the risks of not having cover in place.

What is directors and officers insurance?
We answer your key questions about directors and officers (D&O) insurance.

Group life insurance | Your questions answered
Group life insurance policies (also known as death in service) are provided by an employer for members of staff. Here, we look at how it works and how it can support existing employee financial wellbeing programmes.

Why is intellectual property insurance essential for your business?
What is intellectual property and how can IP insurance help me protect my rights?

A beginner's guide to key person insurance
A guide to key person insurance, what it covers and how it can benefit your business.

Common mistakes when making a business insurance claim
Underinsurance is often just one of many factors that can lead to business insurance claims being delayed, partially paid or declined altogether. To help you minimise losses, we identify mistakes often made before and during the claims process.