Commercial Property Insurance

• Property Insurance A wide definition of buildings that can extend to include common areas, landscaping, solar panels, wind turbines and domestic white goods. Numerous extensions included as standard and tailored to the property industries.
  
• Business Interruption Cover for loss of rent following property damage, as well as for the cost of alternative accommodation for residential units within your portfolio. There is a variety of extensions to supplement core covers.
• Property Owners Liability Protects your legal liabilities towards third parties e.g. slip, trip or fall whilst on property.
• Engineering Damage This policy can provide cover to surrounding property if any machinery or plant causes damage. We can also offer specific policy enhancements, such as working or repair investigation costs, to ensure you're well insured.
• Property Owners Liability up to £10million Protects your legal liabilities towards third parties e.g. slip, trip or fall or other injury whilst on the property.

Optional extras 

• Legal Expenses including commercial property disputes Protection in the event of a legal dispute with your Tenant. This includes a dispute over maintenance of your property, repossessing your property and recovering outstanding rent due to you.
• Contents and fixtures and fittings If you have provided contents to your tenant or, have fitted the building yourself to suit their specific trade.
• Subsidence fees and costs in relation to subsidence, ground heave or landslip
• Terrorism Insurance protection against the potential exposure of a terrorist attack
• Employers Liability If you employ someone to carry out work at your property you will need protection in the event of injury.