Restaurant Insurance & Hospitality Insurance

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The hospitality sector encompasses an array of businesses from gastropubs to late night bars, boutique hotels to seaside B&Bs, each with bespoke requirements and the need for quality advice. While customers want value for money, hospitality businesses will also expect value for money from their suppliers and insurance is no different.

Bespoke tailored products for your business
Range of covers for all hospitality sectors
Insurance Times Independent Broker of the Year 2015/16
Non-standard risks covered
High-risk activities/businesses covered

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Account Executives

Jon Preston

Account Executive - Commercial Clients

Sam Brown

Account Executive - Commercial Clients

The Alan Boswell Group Difference

It is our strong relationship with insurers and our experience of handling risks in this sector that allows us to accommodate all kinds of leisure business. We have a great standing with our insurance partners, with access to some unique schemes. Being independent we are not tied to any one insurer and will ensure that you get first-class service with the best cover for your business at competitive rates.

How our customers rate us

4.8/5

9 reviews

Customer service is excellent. Very helpful staff.

Ms Whightman - Pub & Restaurant Insurance

Hospitality Insurance in detail

Covers tend to include:

Public liability Cover for injury to visitors/guests or third party property caused by your business
Employers liability Cover for accidents, injuries or illness sustained by employees as a result of their work for you
Business contents Cover for buildings, fixtures and fittings for your premises
Event insurance Cover for any events your business holds
Legal expenses Legal expenses cover for legal disputes in relation to your business e.g. contracts, employment etc

There are many additional covers that will be applicable dependent on the type of business you operate.

Money and Assault cover
Fidelity Guarantee
Engineering cover and inspection
Loss of license

and many other covers can be added to your policy.

Employers liability is a must whether you have permanent, contract or casual workers. Even if you have staff that are volunteers it is an essential cover.

The hospitality industry is incredibly varied and deemed high risk by insurance companies. It is therefore vitally important to share all activities you are sometimes involved in to ensure all your risks are covered.

FAQs

I hold events for charity do I still need event insurance?
Yes, regardless of whether it is a charity event or not you will still require event insurance. However your business insurance can often be extended to cover this.
Can I change my business activities throughout the year?
Yes, this is possible although in some instances it may require a change of insurance provider dependent on how drastic the change of activity is.
Are there excesses on the policy?
Yes there will be various excesses dependent on the cover you choose. These will be explained in advance of any purchase.
Can you cover me if I expand to another location?
Yes we can cover you, We will review the options and advise whether it is best to get a new policy or increase the cover on your current policy.
Can I have more than one hospitality business on the same policy?
Yes you can, although it will often be better to have two separate policies tailored to each type of business. This ensures you are covered for the right risks specific to that industry.
How much is hospitality insurance?
Due to the varying factors it is impossible to state how much hospitality insurance costs.