I hold events for charity do I still need event insurance?

Yes, regardless of whether it is a charity event or not, you will still require event insurance. However, your business insurance can often be extended to cover this.

Can I change my business activities throughout the year?

Yes, this is possible, although in some instances it may require a change of insurance provider depending on how drastic the change of activity is.

Can you cover me if I expand to another location?

Yes, we can cover you. We will review the options and advise whether it is best to get a new policy or increase the cover on your current policy.

Can I have more than one hospitality business on the same policy?

Yes you can, although it will often be better to have two separate policies tailored to each type of business. This ensures you are covered for the right risks specific to that industry.

Restaurant Insurance & Hospitality Insurance

Name: Hospitality Insurance
Brand: Alan Boswell Group
Rating: 4.8 (11503 reviews)

Hospitality Insurance

Specialised protection for businesses in the hospitality sector, covering risks that restaurants and hotels face like property damage, liability, and business interruption.

Range of covers for all hospitality sectors

Bespoke tailored products for your business

Non-standard risks covered

High-risk activities/businesses covered

The hospitality sector encompasses an array of businesses, from gastropubs to late night bars, boutique hotels to seaside B&Bs, each with bespoke requirements and the need for quality advice. While customers want value for money, hospitality businesses will also expect value for money from their suppliers, and insurance is no different.

The Alan Boswell Group Difference

It is our strong relationship with insurers and our experience of handling risks in this sector that allows us to accommodate all kinds of leisure business. We have a great standing with our insurance partners, with access to some unique schemes.

By being independent we are not tied to any one insurer and will ensure that you get first-class service with the best cover for your business at competitive rates.

Hospitality insurance advisers at Alan Boswell Group

How our customers rate us

The staff went above and beyond to get me a competitive quote at last minute and thought of everything. Very professional for a complex property.

Mrs Kerrison - Hotel Insurance

4.8/5 11503 reviews

Hospitality insurance in detail

The hospitality industry faces a unique blend of risks, including public liability, property damage, and operational disruptions. Combining these covers into a single package simplifies management and ensures comprehensive protection for the diverse needs of hospitality businesses.

Public liability

Cover for injury to visitors/guests or third-party property caused by your business.

Employers' liability

Cover for accidents, injuries, or illness sustained by employees as a result of their work for you.

Business contents

Cover for buildings, fixtures, and fittings for your premises.

Event insurance

Cover for any events your business holds.

Legal expenses

Legal expenses cover for legal disputes in relation to your business e.g. contracts, employment etc.

Employers’ liability is a must whether you have permanent, contract, or casual workers. Even if you have staff that are volunteers, it is an essential cover.

The hospitality industry is incredibly varied and deemed high-risk by insurance companies. It is, therefore, vitally important to share all activities you are sometimes involved in to ensure all your risks are covered.