Property Management

Looking after your rental property isn’t just about keeping tenants happy; it protects the long-term value of your investment. From routine inspections and managing changeovers between tenants to preparing for extreme weather and securing a property that’s sitting empty, there’s always something that needs your attention.

We’ve grouped our property management guides into four areas to help you find what you need. Whether you’re carrying out an inventory, dealing with storm damage, or working out your responsibilities around fixtures and fittings, you’ll find practical advice below. And when the unexpected does happen, having the right landlord insurance in place means you won’t be left covering the cost yourself.

Inspections, inventories, and wear and tear

Regular inspections and a thorough inventory are your best defence against disputes at the end of a tenancy. Knowing the difference between fair wear and tear and actual damage and understanding which fixtures and fittings are your responsibility puts you in a much stronger position if a disagreement arises.

Our guides walk you through best practices for property inspections, how to build an effective inventory, and what the law says about wear and tear and white goods. If you’re letting a furnished or part-furnished property, landlord contents insurance covers the items you’ve left for your tenants, from white goods and carpets to curtains and light fittings.

12 mins

A landlord’s guide to property inspections

House and property inspections play a vital role in making sure your property is being maintained. To help you arrange a house inspection and clarify your landlord rights and responsibilities, here’s what to consider.

11 mins

Essential guide to the best property inventory list

To help you prepare and implement an effective report, here’s our essential guide on how to create the best property inventory.

8 mins

What is ‘wear and tear’ in a rental property?

Whether you're a landlord or a tenant, it's essential that you understand the level of wear and tear you can expect during a tenancy.

16 mins

Landlord responsibilities: guide to fixtures and fittings

Fixture or fitting? When you’re a landlord, it pays to know the difference between the two. In this article, we look at the difference between fixtures and fittings, what landlords are responsible for and the best insurance for both.

10 mins

Are landlord responsible for white goods?

Are landlords responsible for white goods?

Most landlords provide white goods – domestic appliances – in their rental properties. But who’s responsible for them? Landlords, tenants, or both? We take a closer look.

Quick quote technology

Click the link below to get a quick idea of the price for insuring your rental property. Using a combination of our own data and public property information, we can provide an indicative price based on just your property address.

Quick quotes are intended to be an estimate, and actual quotes may vary depending on the accuracy and age of your property’s EPC data.

Quick quote

Protecting your property from damage

Flooding, storms, heatwaves, and burst pipes can cause serious damage to a rental property, and the cost of repairs can escalate quickly. Taking preventative steps to protect your property makes a real difference, but it’s equally important to know what your insurance covers when the worst does happen.

Our guides explain the practical steps you can take to minimise damage from weather events and escape of water, plus what to expect from your insurer if you need to make a claim. For round-the-clock protection against domestic emergencies like boiler breakdowns and utility failures, add landlord home emergency cover to your policy.

17 mins

Guide to escape of water

We look at what ‘escape of water’ actually means, what’s covered by your insurance policy, and how you can lower the risk of water damage at home.

15 mins

Home insurance and heatwaves; what are you covered for?

Heatwaves are increasing in frequency and intensity, causing significant problems for homeowners. We look at how to protect your property from extreme heat and make sure you have the insurance cover you need.

18 mins

How to protect your home from flooding

We examine what to do if you’re immediately affected by a flood and how to protect your property in the future.

11 mins

Protecting your home from storm damage – what you need to know

We look at the risks that storms pose to your property, what steps you can take to protect it, and who’s responsible for repairing shared fences, gates and fallen trees.

Empty & unoccupied properties

An empty property is a vulnerable property. Whether you’re between tenants, carrying out renovations, or managing a probate situation, an unoccupied home faces increased risks from break-ins and vandalism to undetected leaks and property fraud.

Our guides cover the practical steps you can take to maintain and secure a property that’s sitting empty, plus how to protect yourself against rental fraud. If your property is going to be unoccupied for an extended period, standard policies may not provide full cover. Our unoccupied property insurance is designed specifically to protect your investment while it’s between uses.