• Award-winning service
  • In-house claims team
  • Comprehensive, five-star cover
overseas landlord arriving in a different country

Expat & Overseas Landlord Insurance

UK landlord insurance for overseas property owners.

  • Add rent guarantee insurance
  • Add contents insurance
  • Add legal expenses cover
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Whether you’re living, working, or stationed overseas, having the right cover in place is essential.

As a landlord living outside the UK, protecting your UK property and your tenants is just as important as if you were based here. Our landlord insurance for overseas owners is designed to give you peace of mind while you're abroad.

You can get a quote online, or simply send us an enquiry. Our friendly team is happy to communicate via email, offering the same award-winning service without the restriction of time zones or phone calls.

Our overseas landlord policies are available for properties in the UK that are managed by a UK-based managing agent (or, we may consider a direct family member), with premiums paid from a UK bank account.

The Alan Boswell Group Difference

Alan Boswell Group is one of the country’s leading suppliers of landlord building insurance. Having worked with landlords for more than 40 years, we understand the buy-to-let sector and the challenges landlords face. Our experience and credibility within the industry means that we have been able to develop unique propositions, harnessing our buying power and expertise. It’s from this standing that we are able to deliver first-class independent advice, tailoring insurance products to your individual circumstances.

Our landlord advice hub is full of useful information to help landlords and property owners find the advice and products needed.

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How our customers rate us

An amazing experience to have a helpful, polite, and knowledgeable member of staff to assist me.

Mrs Hill - Landlord Insurance

Bet landlord insurance 2025 award - Alan Boswell Group
Alan Boswell Landlord insurance  awards insurance award
Alan Boswell Landlord insurance quick quote

Our Aviva UK landlord insurance policy is a Which? Best Buy

best landlord insurance

We take great pride in being recognised for our dedication to providing the best service and comprehensive, tailored cover for our customer's needs. If you are unsure of the type of cover you need, our expert advisers are available to help over the phone or by email.

Quick quote technology

Click the link below to get a quick idea of the price for insuring your property. Using a combination of our own data and public property information, we can provide an indicative price based on just your property address.

Quick quotes are intended to be an estimate, and actual quotes may vary depending on the accuracy and age of your property’s EPC data.

Quick quote

What is overseas UK landlord insurance?

Expat or overseas landlord insurance is designed for property owners who live abroad but rent out their properties in the UK.

A standard home insurance policy won’t cover you if the property is let to tenants, so a dedicated landlord insurance policy is essential to protect your investment.

Landlord insurance from the 'Best Landlord Insurance Provider'

If you’re living or working abroad and want reliable protection for your UK property, our team is here to help. We’ll find a policy that fits your needs and make the renewal process simple and stress‑free.

We're proud to have been awarded 'Best Landlord Insurance Provider' by the National Landlord Investment Show six times, alongside several other leading industry awards. You can also read what our customers think on Trustpilot, Feefo and, if you're a member, Which.co.uk.

Our landlord insurance includes a range of features that many providers charge extra for, or don’t offer at all. However, the best way to find the right policy for you is to compare our cover with other landlord insurance options.

Overseas UK landlord insurance in detail

Overseas landlord building insurance policies include a range of covers:

Buildings

Cover for the rebuild or repair of your UK-based rental property following an insured event (e.g. flood, fire).

Malicious damage by tenants

Cover for malicious damage caused by your tenants to the property, included as standard.

Property owners' liability

Protection against legal liability for injury or damage suffered by third parties (including tenants) at your UK rental property.

Employers' liability

Cover for cleaners, gardeners, or others carrying out minor maintenance at your insured property.

Unoccupied property cover

Full cover for up to 90 days while your property is unoccupied, for example, between tenancies.

Loss of rent

Cover for loss of rent or alternative accommodation costs if your property becomes uninhabitable after an insured event (e.g. fire or flood).

Additional criteria for overseas landlords

  • The property must be located in the UK.

  • A UK-based managing agent must be in place (we may consider a direct family member in the absence of a managing agent).

  • Premiums must be paid from a UK bank account.

Comparing policies

When comparing policies make sure you compare on a like-for-like basis. Many companies claiming to offer cheap insurance will do so by limiting cover and increasing excesses.

Most insurance policies (including ours) will have terms and conditions requiring you to have an Assured Shorthold Tenancy (AST) agreement in place, regardless of whether you are letting to your friends, family, or strangers.

Alan Boswell landlord insurance price beater

We guarantee to beat your renewal price

If you’re a new customer with an existing landlord insurance policy and your property meets our standard criteria, we guarantee to beat your current price on a like-for-like basis.

All the details of our price beater guarantee are available on our terms and conditions page.

Get in touch

Whether you need a quote, have a general enquiry, want to register a claim, or talk it through over the phone, we're here to help.

Speak to us:  01603 216399

FAQs