Resources

Explore our collection of articles, covering a broad range of topics and providing valuable insights and information to help you with your insurance, risk management, and financial planning needs.
8 mins
Does van insurance cover tools?

Does van insurance cover tools?

Tool theft from vehicles is on the rise. We look at whether van insurance covers the costs of stolen tools and what you can do to minimise the risk of theft.

8 mins
Carriage of own goods

Carriage of own goods explained

If you’re using your van to carry tools, equipment, or stock, it’s vital to make sure your van insurance gives you the cover you need. We look at what carriage of own goods means, and most importantly, who needs it.

11 mins
different types of vans

What type of van insurance do I need?

Not having the right van insurance can lead to an unlimited fine and up to eight penalty points. Here’s how to decide what policy’s right for you.

6 mins
The difference between domiciliary and residential care

The difference between domiciliary and residential care

Domiciliary and residential care share similarities, but if you’re thinking about setting up a domiciliary care business or weighing up care options for a loved one, what are the differences and advantages of each?

12 mins
Snow on a street with trees and parked cars

Winter contingency plans for care homes

To manage risk in your care home, we look at what to consider when it comes to setting out effective winter contingency plans, and how care home insurance can help cover the cost if the unexpected does happen.

10 mins
Person conducting a CQC assessment

Guide to Care Quality Commission assessments

The Care Quality Commission inspects care homes to ensure they meet quality and safety standards. To help you prepare, we look at CQC requirements, what’s involved, and how the result affects your care home insurance premium.

12 mins
Wet floor warning sign in a care home corridor

Managing resident safety risks in care homes

Care home insurance can help mitigate the financial impact of accidents and mistakes, but avoiding unnecessary risks in the first place should be a priority. We look at how to manage resident safety and implement effective risk assessments.

12 mins
lots of cars lines up in a row for sale

Cars suitable for learner drivers

We look at the top five cars suitable for learner drivers that will also help you keep costs down.

5 mins

Cyber insurance lessons from Marks & Spencer, Co-op, and Harrods

We take a look at the cyber attacks on Marks & Spencer, Co-op and Harrods and how you can protect your business from cyber threats.

15 mins
Someone setting up a care home business

Guide to setting up a care home

Setting up a care home comes with strict rules. We look at your obligations and why care home insurance is an essential part of registration.

7 mins
Buying travel insurance

A guide to buying travel insurance

If you’re heading off on holiday this year, you’re probably counting down the days to departure. But have you remembered to arrange travel insurance cover? Here are some key dos and don’ts to bear in mind before you buy.

11 mins
mistakes when making a business insurance claim

Common mistakes when making a business insurance claim

Underinsurance is often just one of many factors that can lead to business insurance claims being delayed, partially paid or declined altogether. To help you minimise losses, we identify mistakes often made before and during the claims process.