Home & Property
Second home insurance
There are different types of second homes, from holiday homes to properties undergoing renovation. We look at the most suitable types of insurance for each.
Legal requirements when letting a holiday property
Owning and managing a holiday let comes with a number of responsibilities. To help you meet your obligations and stay on the right side of the law, we explore the legal requirements for renting out a holiday home.
Do I need insurance for a vacant property?
Unoccupied property insurance covers empty homes. Without it, you may not be covered for risks like theft, damage, or vandalism. Here, we explore who might need unoccupied home insurance and why.
How to find out when your house was built
If you’re looking to find out when your house was built, we’ve got all the information you need to help you work it out.
Holiday lets – your FAQs answered
To help you get to grips with the ins and outs of holiday home letting, we answer some of your most frequently asked questions so that you can make the most of your investment.
Public liability insurance for a holiday let
As the owner of a holiday let, it’s down to you to keep guests safe, but public liability insurance can help if something goes wrong and you’re held responsible. Here’s what it covers.
Do I need a holiday letting agent?
Managing a holiday rental can be time consuming. We explore why you might consider using a letting agent and if you do, what the pros and cons are compared to managing your holiday let yourself.
Empty house insurance cost
Unoccupied house insurance is a specialist policy covering empty homes for longer than standard home insurance allows. We look at how much empty house insurance costs and ask if you really do need cover in the first place.
Essential tips for maintaining and securing your empty property
Homes can remain unoccupied for various reasons, such as when between owners, undergoing renovations, taking extended holidays, or dealing with illnesses. Regardless of the cause, it's crucial to prepare your property for its vacant duration.
Policy excess explained: a comprehensive guide for home and other insurance excesses
Almost all insurance policies, whether it’s for your home, car, or business, come with an excess that you’ll need to pay. Here, we explain what an insurance excess is, how it works, and how it affects what you pay overall.
Is rising damp covered by building insurance?
Rising damp can be a serious problem, especially in older homes, and if left untreated can lead to health issues and devalue your property, so check out our guide, so you know what to look for and what to do about it.
What is insurance excess cover?
Excess protection insurance helps you recover the excess you’ve paid after making a claim. We explain how it works, the type of policies it usually applies to, and how it could save you money in the long run.