Home & Property

Guide to escape of water
We look at what ‘escape of water’ actually means, what’s covered by your insurance policy, and how you can lower the risk of water damage at home.

How to protect your home from flooding
We examine what to do if you’re immediately affected by a flood and how to protect your property in the future.

How to accurately estimate your home’s rebuild cost
We look at why rebuild cost is so important, how to accurately calculate it, and why underinsuring your home can lead to serious financial repercussions.

Top winter tips for homeowners
From keeping your home warm and reducing your energy bills, through to keeping your pets, plants and belongings safe, we share our top winter tips for homeowners.

UK Property Risk Index
This property risk report draws on the latest data to highlight regional and national trends in burglary, criminal damage, arson, subsidence, flooding, and heat damage, offering a clear picture of where these risks are most prevalent.

Guide to home insurance during renovations
Whether you’re renovating your own home or transforming a property for your tenants, home insurance during renovations usually needs supplementary cover.

What are the differences between buildings insurance and home insurance?
If you’re wondering about the difference between building insurance and home insurance, this short guide makes this clear for you.

Why stone-built houses could leave you underinsured, and what to do about it
When arranging home or landlord insurance, understanding your property's rebuild cost is crucial. However, recent claims data has identified that, due to their higher rebuild cost, stone-built properties are at a higher risk of being underinsured.

Does my holiday home need an Energy Performance Certificate (EPC)?
If you need an EPC for your holiday let but don’t have one, you could be fined. Here’s what your obligations are when it comes to arranging an Energy Performance Certificate.

Home insurance and heatwaves; what are you covered for?
Heatwaves are increasing in frequency and intensity, causing significant problems for homeowners. We look at how to protect your property from extreme heat and make sure you have the insurance cover you need.

Second home insurance
There are different types of second homes, from holiday homes to properties undergoing renovation. We look at the most suitable types of insurance for each.

Legal requirements when letting a holiday property
Owning and managing a holiday let comes with a number of responsibilities. To help you meet your obligations and stay on the right side of the law, we explore the legal requirements for renting out a holiday home.