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A guide to the different types of tenancy agreements in the UK
The Renters’ Rights Act has changed the way private renting works. We focus on what that means in practice for the different types of tenancy agreements in use and how it might affect your landlord insurance.
Tenancy agreements & deposits
Getting your tenancy agreement right from the outset sets the tone for the entire letting. The type of agreement you use, how you handle deposits, and the fees you're permitted to charge are all tightly regulated and getting any of them wrong can leave you exposed.
Our guides cover the different types of tenancy agreement, how to make amendments, your obligations under government-backed deposit schemes, and the restrictions introduced by the Tenant Fees Act. If a dispute does arise over a deposit or tenancy terms, landlord legal expenses cover can help you resolve it without bearing the full cost yourself.
A guide to the different types of tenancy agreements in the UK
The Renters’ Rights Act has changed the way private renting works. We focus on what that means in practice for the different types of tenancy agreements in use and how it might affect your landlord insurance.
A guide to the Tenant Fees Act 2019
Since the Tenant Fees Act was passed in 2019, the fees charged by landlords and lettings agents have been severely restricted. In this guide, we show you which fees are still allowed – and which can put you on the wrong side of the law.
A landlord's guide to changing a tenancy agreement
Tenancy agreements are legally binding, but that doesn’t mean they can’t be changed to adapt to your tenant’s circumstances. We highlight some of the most common reasons for tenancy changes, and what you need to do to legally make those alterations.
Landlord’s guide to government deposit schemes
When a landlord takes a tenant’s deposit, the money must be protected in one of the government-backed deposit schemes. We explain how these schemes work and what your obligations are.
Pros and cons of zero deposit schemes for landlords
We look at how zero deposit schemes work and what it means for you as a landlord. We also highlight the pros and cons so you can decide if it’s the right option for you.
Key legislation
Several major pieces of legislation shape the way you let property in the UK. Some have been in place for decades, while others, like the Renters' Rights Act 2025, have brought significant changes to how tenancies work.
Our guides break down the Acts and regulations that matter most, explaining what they mean for you in practical terms. Keeping up with legislative change is part of being a responsible landlord, and making sure you have the right landlord insurance in place means you're covered if the worst should happen.
Landlord rights & restrictions
As a landlord, you have rights, but they come with clear boundaries. From the right of entry and subletting rules to the things the law explicitly prevents you from doing, our guides set out your position clearly.
Understanding your rights is the first step; backing them up with comprehensive landlord cover is the safety net that protects you when situations become complicated.
A guide to landlord right of entry
In our guide navigate through the various legislations ensures both landlords and tenants rights are respected.
Things landlords cannot do
If you’re a landlord, there are a lot of legal conditions you must comply with. In this article, we look at what landlords can and cannot do, and give tips on avoiding common mistakes when managing your properties and tenants.
A landlord's guide to subletting
If tenants sublet your property with or without your permission, it can have implications for your investment, your mortgage and your insurance. In this article, we explain how subletting works, and what you can do to make sure you’re covered.
What is a landlord association, and should I join one?
Frequent and major legislative changes within the UK rental sector can make being a landlord feel like an uphill struggle. We explore some of the main landlord associations in the UK and the benefits of joining one so that you can find the support you need.
Specific letting situations
Not all lettings are the same, and certain property types and tenant arrangements come with their own set of rules. HMOs have specific licensing requirements, live-in landlords operate under different legislation, and Right to Rent checks are a legal obligation for every tenancy in England.
Our guides cover the situations that sit outside a standard single-let tenancy. If you're running an HMO, you'll need specialist HMO insurance that reflects the additional risks involved.
What is HMO insurance? | The ultimate guide to HMOs
Whether you’re new to the HMO market or a seasoned pro, our comprehensive guide will help you manage your property as effectively as possible.
Guide to live-in landlords
If you rent out a room or part of your home to a tenant or lodger, while also living there yourself, you’re classed as a ‘live-in’ or ‘resident’ landlord. Taking on a lodger, or tenant, can earn you some extra money, but it pays to be aware of the procedures you need to follow, and the rights and responsibilities of both parties.
Do your tenants work from home?
Since the COVID-19 pandemic, working from home and hybrid working have become more popular than ever. But are your tenants allowed to work from home – or even run a business from your property?
Right-to-rent checks
Under the right to rent scheme, landlords must check that prospective tenants have the right to live in the UK before renting out property. Failure to do so can result in heavy fines and even a prison sentence.
Guide to Grade II listed building restrictions
Owning and maintaining a Grade II listed building comes with a long list of responsibilities. We take a look at the restrictions, insurance aspect, and some common questions associated with these older buildings.
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Rights and Responsibilities
Being a landlord comes with a clear set of rights and responsibilities. Understanding both sides what you’re required to provide for your tenants and what you’re entitled to as a property owner helps you manage your property lawfully and avoid costly mistakes.