Rights and Responsibilities
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Landlord certificate requirements
Landlords must ensure that a range of safety checks are carried out before you rent a property, and different documents are required in Scotland and Northern Ireland. Find the full Landlord certificate list
Core responsibilities & checklists
Before you let a property, you need to be confident you’re meeting your legal obligations. The list is extensive from ensuring the property is fit for human habitation to having the correct documents in place before a tenant moves in.
Our guides and downloadable checklists give you a clear picture of what’s required, so nothing gets missed. Use them alongside the right landlord cover to make sure you’re both compliant and protected from day one.
Essential guide to the best property inventory list
To help you prepare and implement an effective report, here’s our essential guide on how to create the best property inventory.
Guide to landlord responsibilities
What are the legal responsibilities and obligations of a private landlord? Read our complete guide.
Landlord's responsibilities for pest control
Whether you are a landlord or a tenant, it’s not a pleasant experience dealing with a pest infestation. We look at landlord's and tenant's responsibilities for pest control.
A UK landlord’s checklist
As a property owner you will have far more work to do than many people realise. We've put together an essential landlord checklist to make sure you've got things covered
A landlord’s guide to complying with the Homes (Fitness for Human Habitation) Act 2018
Legal definitions of “fitness for human habitation” have become stricter in recent years. We look at how to comply with the rules and protect yourself from problems.
Your rights, boundaries & tenant obligations
You have rights as a landlord, but they come with clear limits. Understanding when you can access your property, what constitutes harassment, and the penalties for renting out an unfit property are all essential to staying on the right side of the law.
Certain tenant circumstances bring additional obligations too. Whether a prospective tenant has a disability or wants to keep a pet, you need to understand your legal position and manage the arrangement fairly. With the Renters’ Rights Bill set to make it harder to refuse tenants with pets, it pays to be prepared. If a dispute arises over your rights or a tenant makes a complaint, landlord legal expenses insurance gives you access to a 24/7 legal helpline and covers the cost of defending your position.
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Landlord liability & insurance
If a tenant, visitor, or worker is injured at your property, you could be held personally liable. Public liability and employer’s liability insurance protect you against these claims and employer’s liability is a legal requirement if anyone works for you, even on a casual basis.
Our landlord liability insurance includes £5 million property owner’s liability and £10 million employer’s liability as standard, covering cleaners, gardeners, caretakers, and anyone else you pay to work on your property.
Public liability insurance for landlords: everything you need to know
If a tenant or member of the public is injured on your property, you need landlord liability insurance to protect you from the associated costs. Here’s everything you need to know.
The importance of employer's liability insurance for landlords
If you rent out a buy-to-let property and employ people to look after it, we take a look at how employer's liability insurance can protect you as a landlord.