Care & Medical

Guide to health insurance and pre-existing conditions
Having a medical history does not always stop you from getting private health insurance. Learn how pre-existing conditions affect cover and claims.

Reflexology insurance: a complete guide to protecting your practice
Reflexology is highly sought after, but any hands-on treatment involving members of the public carries inherent risk. We look at how complementary therapy insurance can protect you and your business against claims and unforeseen challenges.

A complete guide to private medical insurance excess
Excess is often one of the most misunderstood parts of an insurance policy, but it can have an impact on the premium you pay. To help you keep the cost of PMI down, we explain how health insurance excess works and how it affects premiums

Guide to choosing a life insurance policy
Learn how life insurance works, the types available, and how much cover you need to protect your loved ones.

Managing risk & delivering care: how Black Swan Care Group thrives in a challenging sector
We spoke to Tom Lyons, Managing Director of Black Swan Care Group, to get some insight into how they manage their risks as they grow.

What is complementary therapy insurance?
If you work in counselling, reflexology, yoga, massage, physiotherapy, reiki or any other complementary therapy, make sure your practice and equipment are covered.

Pros and cons of private medical insurance
Private medical insurance can offer faster treatment, more choice, and access to specialist care than the NHS, but it’s important to weigh the benefits against the costs and limitations before deciding if it’s right for you.

The difference between domiciliary and residential care
Domiciliary and residential care share similarities, but if you’re thinking about setting up a domiciliary care business or weighing up care options for a loved one, what are the differences and advantages of each?

Winter contingency plans for care homes
To manage risk in your care home, we look at what to consider when it comes to setting out effective winter contingency plans, and how care home insurance can help cover the cost if the unexpected does happen.

Guide to Care Quality Commission assessments
The Care Quality Commission inspects care homes to ensure they meet quality and safety standards. To help you prepare, we look at CQC requirements, what’s involved, and how the result affects your care home insurance premium.

Managing resident safety risks in care homes
Care home insurance can help mitigate the financial impact of accidents and mistakes, but avoiding unnecessary risks in the first place should be a priority. We look at how to manage resident safety and implement effective risk assessments.

Guide to setting up a care home
Setting up a care home comes with strict rules. We look at your obligations and why care home insurance is an essential part of registration.
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