Home & Property

When you take out building insurance, you need to remember that rebuild costs can go up yearly. That’s why many people opt for a policy with a blanket sum insured or index-linking for peace of mind.

We look at the risks that storms pose to your property, what steps you can take to protect it, and who’s responsible for repairing shared fences, gates and fallen trees.

Whether you are a landlord with a portfolio of homes, or this is your first buy-to-let property, understanding your responsibilities in the sale is vital. We answer all your questions about buildings insurance and exchanging contracts on a property.

Contents insurance is there to help you protect your belongings so it’s important to have a policy you can rely on. To help you work out what’s right for you, here’s what you should know about contents insurance.

Are you deciding whether to invest in a holiday home or a buy-to-let property? We look at the pros and cons of owning each.

We look at what ‘escape of water’ actually means, what’s covered by your insurance policy, and how you can lower the risk of water damage at home.

We examine what to do if you’re immediately affected by a flood and how to protect your property in the future.

We look at why rebuild cost is so important, how to accurately calculate it, and why underinsuring your home can lead to serious financial repercussions.

From keeping your home warm and reducing your energy bills, through to keeping your pets, plants and belongings safe, we share our top winter tips for homeowners.

Whether you’re renovating your own home or transforming a property for your tenants, home insurance during renovations usually needs supplementary cover.