Personal Insurance

A guide to buying travel insurance
If you’re heading off on holiday this year, you’re probably counting down the days to departure. But have you remembered to arrange travel insurance cover? Here are some key dos and don’ts to bear in mind before you buy.

Can a learner driver have passengers?
To help you stay on the right side of the law, we look at what the rules for learner drivers are when it comes to carrying passengers.

Can you buy a car with a provisional licence?
We look at whether or not you can buy a car with a provisional driving licence and what the rules are around car ownership and learner driver insurance.

Can learner drivers drive on the motorway?
We look at what the rules are for learner drivers on motorways, and what might happen if you accidentally break them.

Supervising a learner driver: your responsibilities
Friends and family can supervise learner drivers, but you’ll need to follow some rules. To put your mind at rest, we look at what your responsibilities are so everyone’s clear about their obligations.

Why stone-built houses could leave you underinsured, and what to do about it
When arranging home or landlord insurance, understanding your property's rebuild cost is crucial. However, recent claims data has identified that, due to their higher rebuild cost, stone-built properties are at a higher risk of being underinsured.

What is ghost broking?
Ghost broking is a scam that targets drivers looking for cheap car insurance. Criminals sell fake insurance policies to unwitting drivers, leaving them without car cover. We look at what the consequences are and how you can avoid being caught out.

How to travel in the EU after Brexit
If you’re taking your car to Europe, don’t forget to brush up on local laws. To help you plan a stress-free trip, we summarise what you need to drive in the EU after Brexit.

What is an insurance broker? All your questions answered
The role of an insurance broker, how to benefit from their expertise, and how to choose a broker that’s right for you.

Policy excess explained: a comprehensive guide for home and other insurance excesses
Almost all insurance policies, whether it’s for your home, car, or business, come with an excess that you’ll need to pay. Here, we explain what an insurance excess is, how it works, and how it affects what you pay overall.

What is adventure travel insurance?
Few of us want to anticipate something going wrong on holiday, but accidents and mistakes happen when we least expect them. Travel insurance acts as a safety net, providing financial assistance where it’s needed.

Boat insurance guide: types, cover, and cost factors
Read our comprehensive guide to boat insurance, with details of the cover provided, general exclusions, and how to reduce your premium.
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