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Business Business Insurance Care and Medical Medical Malpractice Insurance

Medical malpractice insurance (or medical liability insurance) is designed for healthcare professionals to protect them in the event of any allegations of medical malpractice or clinical negligence. Over recent years there has been a notable rise in legal action being taken as the population grows and more people seek private medical treatment. Given the complexity of this sector it makes practical sense to seek independent expert advice on your insurance requirements:

  • Comprehensive cover tailored to your business
  • Legal expenses to defend actions brought against you or your company
  • Wide range of healthcare professions covered
  • Cover extends to include freelance professionals under your supervision

The Alan Boswell Group Difference

ABG Difference

We have an in depth understanding of what is required for a variety of healthcare industries. We provide expert independent advice and not being tied to any insurance company means our advice is truly independent and in some instances this may result in us referring you to other companies to ensure you are fully covered. Where we do arrange your insurances you can expect to receive first class service and expertise with friendly advice.

How our customers rate us

Friendly, professional and helpful

Mr Smith - Public Liability Insurance

Medical Malpractice Insurance in detail

To provide comprehensive medical malpractice insurance you will need a variety of covers:

  • Legal expenses Costs for defending any claim for accusation of medical negligence.
  • Misdiagnosis Cover for misdiagnosis of condition, injury, illness etc.
  • Causation Cover where inadequate treatment leads to a claim.
  • Financial loss Cover for compensation or proven financial loss due to medical negligence.
  • Financial loss Breach of duty – cover for treatment administered below adequate standard leading to claim.


  • While we can place cover for most healthcare professions, our expertise lies in care homes, complementary therapies and reflexology.

  • This very much depends on the complexity of the area of healthcare you practice in and the associated risks. Our experts will discuss this with you.

  • No, pretty much all standard commercial insurance policies will have an exclusion for claims arising from medical negligence. There are some specific policies that will include both commercial insurance and medical malpractice insurance, but these are specific schemes. Always speak to a professional insurance expert to ensure all your risks are covered.

  • Both options are available for purchase. In some instances you may wish to purchase both.

  • Yes you can, dependent on the changes there will potentially be additional costs.

Get in touch

Speak directly to our team
01603 218000
Send an enquiry
Send an enquiry
Sam Brown
Sam Brown

Account Executive

Sam started his insurance career at Norwich Union (now Aviva) within the Motor Claims department. After moving around Aviva and holding a number of positions,…