Home Landlords Buildings and Contents Insurance

Buildings and Contents Insurance is the main piece of the puzzle when it comes to protecting your buy to let property or portfolio. Your rental property will undoubtedly be one of your largest assets and unless you are a risk taking person it will be an asset you require protecting and Alan Boswell Group are well placed to help you.

  • Wide ranging comprehensive Five star cover
  • Unique products to Alan Boswell Group
  • Award winning service
  • 98% service and product customer feedback scores
  • £5 million Property Owners Liability

The Alan Boswell Group Difference

Alan Boswell Group is one of the country’s leading suppliers of buy to let insurance schemes to property owners. Having worked with Landlords for over 30 years we understand the buy to let sector and the challenges facing landlords. Our experience and credibility within the industry has led to us developing unique propositions harnessing our buying power and expertise. It’s from this standing we are able to deliver first class independent advice tailoring insurance products to your individual circumstances.

How our customers rate us

Helpful, supportive, knowledgeable and no hard sell.

Mrs Dunn - Landlord Insurance

Buildings and Contents Insurance in detail

Landlord Buildings and Contents Insurance encompasses a wide range of covers

  • Buildings Cover for rebuild or repair of your building following an event e.g. flood or fire.
  • Contents Cover for loss or damage to your contents within your property.
  • Loss of rent Loss of rent cover following your rental property becoming uninhabitable after a claim e.g. flood, fire etc.
  • Alternative accomodation Alternative accommodation costs for your tenants due to your property becoming uninhabitable after a claim e.g. flood, fire etc.
  • Property owners liability Protection for landlords against their legal liability for personal injury or property damage suffered by third parties arising from your rental property.
  • Employers liability Employers Liability cover for cleaners, gardeners, caretakers, and persons doing minor maintenance and repairs.
  • Unoccupied Full cover for up to 90 days un-occupancy between tenancies.
  • Malicious damage by tenants Full cover for malicious damage caused by your tenants to your property.

When comparing policies ensure you compare on a like for like basis, many companies claiming to offer cheap insurance will do so by limiting cover and increasing excesses.

Most insurance policies will have terms and conditions requiring an Assured Short Term Tenancy Agreement (AST) to be in place regardless of whether you are letting to your friends, family or strangers.


  • Yes you can increase excesses to obtain a discount.

  • Yes, you can add and remove properties throughout the year. Our insurance experts will take the time to understand your future plans and advise the best products to fit these plans.

  • Whilst we would recommend referencing all tenants it is not a requirement of our Landlord Insurance buildings and contents products. If you wish to purchase Rent Guarantee and Landlord Legal Expenses then you will need to reference your tenants.

  • Premiums can go up and down and there are many factors that will impact this. As we are independent we are not tied to any insurance provider and will ensure you have the best value and quality products at each renewal.

  • Landlord insurance is not a legal requirement, however there are circumstances where you will be required to have it. Firstly it maybe a prerequisite of any mortgage offer that you hold valid Landlord Insurance for the length of your mortgage. Secondly if you directly employ a cleaner or handyman for your property or portfolio then you may require employers liability. Again our insurance experts will take the time to understand your circumstances and advise you of your legal obligations.

  • Yes, students and tenants on housing benefits can be accepted on to your insurance policy.

Get in touch

Speak directly to our team
01603 216399
Get a quote